• Do you provide free financing to your customers by waiting 30-90 days for them to pay you?
• Are you missing sales opportunities because you can’t offer payment terms?
• Do you have difficulty paying within vendor terms and getting inventory shipped?
• Are you missing out on your vendors' prompt-payment discounts?
• Is it a worry or challenge to meet payroll and other cash-flow demands?

Since 1981, Presidential Financial has extended lines-of-credit to businesses with annual revenue of up to $20 million in many industries including:

Our borrowers provide a product or service to businesses or government agencies on terms.

Presidential has become a market leader by listening to our customers, and providing fast, flexible and effective credit solutions.

• Fast response: Yes or no, we’ll let you know very quickly
• Flexible terms: The line of credit terms are set up to work with your billing and collection cycles
• Customized structureNo two businesses are alike. We tailor the line-of-credit to your business, and can include accounts receivable, inventory, machinery, equipment and real estate in the collateral base.
• Easy to do business with: responsive, experienced and dedicated local relationships

Keep in mind as you consider your financing options that as a Presidential borrower, you:

1. Give up no equity and retain control of your business
2. Continue to do business with the bank of your choosing
3. Have secure, online access to your account information
4. Deal directly with the source of capital, so you can get same-day loan advances
5. Have a financial partner that is committed to understanding your business, experienced in your industry and focused on your success